NewKey Lending headquartered in Kennesaw, GA is your one-stop shop for residential financing. We offer a variety of mortgage products, including VA, FHA, Conventional, and Non-QM (loans for Self-Employed borrowers or borrowers who may not fit conforming guidelines). Investor Rental Loans and DSCR Loans.
Because we are a broker approved with multiple lenders, it allows us to find the best product to fit your situation at the most competitive rate and cost unlike other mortgage companies or banks that only offer their products, rates and cost.
Vision: To be a National Consumer Direct Lender, offering a variety of products focused on being a leader in the Non-Qualified Mortgage space, offering products to the underserved market of self-employed borrowers and rental investors.
Mission: To maintain an unparalleled customer focus while providing a variety of financial solutions to fit each customer’s specific needs, utilizing the most convenient, streamlined process.
At NewKey we have a Customer-Focused culture and will be with you every step of the way so you can “Unlock your Mortgage Options”.
Licensing & Disclosures
California - Licensed by the Department of Financial Protection and Innovation under the California Financing Law NMLS # 2224723
Florida - Regulated by the Florida Office of Financial Regulation - # M21000010611
Texas - Licensed under the Department of Savings and Mortgage Lending
Additional information for Texas Consumers:
CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV
Disclosures
Repayment Period: 30 Year fixed are fully amortized payments for 30 years (360 monthly payments) with principal, interest, taxes, insurance, and homeowners’ association or condo fees (if applicable). Mortgage insurance premiums not included (if applicable). 40 year fixed interest-only option offered on certain Non-QM loan programs: 40 year fixed rate with Interest only payments for the first 10 year period (120 monthly payments), then fully amortized payments for the remaining 30 years (360 monthly payments) with principal, interest, taxes, insurance, and homeowners’ association or condo fees (if applicable). Mortgage insurance premiums not included (if applicable).
Loan Amount: Loan limits may apply, vary by loan program, and could change at any time.
Down Payment: Credit terms require minimum down payment from buyer. Down payment varies by loan program.
Refinances: As a result of refinancing, your total finance charges may be higher over the life of the loan.
The information contained herein is for informational purposes only and is not a commitment to lend. The programs, rates, terms, and conditions are subject to change at any time without prior notice. Not all borrowers will meet the requirements necessary to qualify. All loans are subject to credit and property approval. Other restrictions and limitations may apply.