Income Property Loans

Welcome to NewKey Lending, where we offer specialized financing solutions for income property investments. Our Income Property Loans are designed to help you maximize your investment potential and generate rental income. Whether you're looking to purchase a new rental property or refinance an existing one, our flexible loan options are tailored to meet your specific needs.

What is an Income Property Loan?

An Income Property Loan is a mortgage specifically designed for properties that generate rental income. These loans are ideal for real estate investors seeking to purchase residential or commercial properties to rent out and generate income. Income Property Loans offer competitive interest rates and terms to help you achieve your investment goals.  

Why choose an Income Property Loan?

• Maximize Investment Potential: Leverage your rental property to generate a steady stream of income.
• Flexible Terms: Choose from a variety of loan terms and repayment options that best suit your financial strategy.
• Competitive Rates: Benefit from favorable interest rates designed to optimize your investment returns.
• Rental Income: Use the rental income from your property to qualify for the loan, making it easier to secure financing.

Key Benefits of Income Property Loans

Higher Loan Amounts: Access larger loan amounts compared to traditional mortgage programs.
Diverse Property Types: Finance various property types, including single-family homes, multi-unit properties, and commercial real estate.
Alternative Income Verification: Use rental income and other forms of documentation to qualify.
No Traditional Employment Verification: Qualify based on the income generated by your rental property, not just your personal income.
Tax Advantages: Potential tax benefits from owning and operating rental properties.