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Investment Property Loans

Investing in real estate is a proven strategy for building long-term wealth. Whether you’re purchasing your first rental property or expanding a growing portfolio, NewKey Lending, offers investment property loans designed to help you achieve your financial goals.

Why Choose an Investment Property Loan?

Traditional home loans are not always the best fit for real estate investors. Investment property loans are tailored to meet the unique needs of investors, offering:

  • Higher Loan Limits: Finance larger purchases to expand your investment opportunities.
  • Flexible Terms: Choose repayment options that align with your investment strategy.
  • Competitive Rates: Benefit from rates designed for savvy investors.  

Who Qualifies for Investment Property Loans?

  • Our investment property loans are ideal for:

    • First-Time Investors: Looking to purchase your first rental property? We’re here to help you get started.
    • Seasoned Real Estate Investors: Expand your portfolio with financing tailored to your needs.
    • Flippers and Renovators: Secure funding for fix-and-flip projects or value-add properties.
    • Short-Term Rental Hosts: Purchase properties for Airbnb, Vrbo, or other short-term rental platforms.

Benefits of Income Property Loans

Access to Higher Loan Amounts: Finance single-family homes, multi-family units, or commercial properties.
Flexible Qualification Requirements: Qualify based on the property’s potential income instead of just your personal finances.
Streamlined Process: Enjoy a faster and simpler approval process designed for investors.
Portfolio Growth: Leverage equity from existing properties to fund new purchases.

Types of Properties We Finance

We provide loans for a variety of investment properties, including: 

Single-Family Homes: Ideal for long-term rentals or short-term vacation rentals.
Multi-Family Properties: Duplexes, triplexes, and apartment buildings.
Commercial Real Estate: Office spaces, retail locations, and mixed-use properties.
Fix-and-Flip Properties: Homes in need of renovation or updates to maximize their value.

How Investment Property Loans Work

Investment property loans differ from traditional home loans in key ways:

  • Income-Based Qualification: Lenders may focus on the property’s projected rental income rather than just your personal income.
  • Down Payment Requirements: Typically higher than for primary residences, with minimums ranging from 15-25%.
  • Interest Rates: Rates may be slightly higher, reflecting the risk profile of investment properties.

    Why NewKey Lending?

    At NewKey Lending, we specialize in helping real estate investors succeed. Here’s why clients choose us:

    • Experienced Team: Our experts understand the nuances of real estate investing and are ready to guide you.
    • Customized Solutions: We’ll tailor loan options to match your investment strategy.
    • Exceptional Support: From application to closing, we’re here to ensure a smooth process.